Saturday, August 30, 2008
fire casino
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Friday, August 29, 2008
Phone Sex Line
It's all reminding me of something someone said to me at one point when I was talking about the violence of assimilation in the Castro: you would miss it if it was gone. And I thought this was completely preposterous -- I mean, the Castro has never meant anything to me except exclusion and the lonely ache of wanting something that will never hold me. But now, the end of the free phone sex line -- the one where you start talking and someone immediately hangs up on you. Let's try it: hey, what's up? Click.
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Thursday, August 28, 2008
Phone Sex Line
It's all reminding me of something someone said to me at one point when I was talking about the violence of assimilation in the Castro: you would miss it if it was gone. And I thought this was completely preposterous -- I mean, the Castro has never meant anything to me except exclusion and the lonely ache of wanting something that will never hold me. But now, the end of the free phone sex line -- the one where you start talking and someone immediately hangs up on you. Let's try it: hey, what's up? Click.
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Wednesday, August 27, 2008
Cash Advance Writeup
Do you need an urgent cash loan? Are running out of cash and need the fastest, the easiest, and the most secure to get quick cash advance or pay day loans? Then you must be looking for Urgent Cash Loan, an online Pay day and cash advance loan service provider
Many people nowadays are experiencing cash shortage and want to have the fastest way to solve their financial problem. But trying to apply for loans, another problem emerges bad credit cash loan, most often it is the time constraints. Most of the loans took weeks to be approved! So, if you really want to solve your financial problem, just try Urgent Cash loan.com and they will give you the best solution. They offer cash advance and payday loans, which means a good opportunity for those who need an urgent or quick cash, loans or payday loans. The best thing also about Urgent Cash loan.com is that they have the easiest and the most secure way of online transactions. You don’t have to find lender because they will find it for you! Hustle-free transactions are offered here!
So what you are waiting for? If you want to get the fastest cash loans you want, then try Urgent Cash Loan.com! Quick Cash is available for you while avoiding
Many people nowadays are experiencing cash shortage and want to have the fastest way to solve their financial problem. But trying to apply for loans, another problem emerges bad credit cash loan, most often it is the time constraints. Most of the loans took weeks to be approved! So, if you really want to solve your financial problem, just try Urgent Cash loan.com and they will give you the best solution. They offer cash advance and payday loans, which means a good opportunity for those who need an urgent or quick cash, loans or payday loans. The best thing also about Urgent Cash loan.com is that they have the easiest and the most secure way of online transactions. You don’t have to find lender because they will find it for you! Hustle-free transactions are offered here!
So what you are waiting for? If you want to get the fastest cash loans you want, then try Urgent Cash Loan.com! Quick Cash is available for you while avoiding
Credit Card Review
The Fed apparently is getting a bit nervous about the best credit card industry and the possiblility it will be this next bubble to burst or to go bust, ironically because of it’s own predatory practices. When you consider that “Penalty fees make up nearly half of industry revenues” the credit card industry is “banking” on us to miss a payment or make a mistake and they will “as designed” profit from our misfortune. Another glaring example of disaster capitalism and in my opinion the Fed aided and abetted this whole situation with their asleep at the wheel oversight that’s the bad news,
But here’s the good news: If you’ve ever been steamed by surprise fees on your credit-card statement or had your interest rate cranked up without warning, the Federal Reserve Board wants to help you. The Fed? That oracular secret society whose chairmen say Yoda-like things about interest rates? Well, actually, yes.
There’s plenty to reform. During the housing bubble, credit-card vendors inflated interest rates – even as the Fed slashed them – and found increasingly sneaky ways to usher their customers into perpetually indebted servitude. Such as:
•Raising rates as high as 32 percent on existing balances, with no
notice, even when they’ve always been paid on time.
•Compressing the time between statement mailings and due dates.
•Charging interest on debt already repaid.
•Posting on-time payments after their due date – and then charging late fees.
•Neglecting to disclose how much interest and time it will take to pay
off a balance with minimum payments (if ever).
They want to hear our horror stories so let’s give them an ear-full.
But here’s the good news: If you’ve ever been steamed by surprise fees on your credit-card statement or had your interest rate cranked up without warning, the Federal Reserve Board wants to help you. The Fed? That oracular secret society whose chairmen say Yoda-like things about interest rates? Well, actually, yes.
There’s plenty to reform. During the housing bubble, credit-card vendors inflated interest rates – even as the Fed slashed them – and found increasingly sneaky ways to usher their customers into perpetually indebted servitude. Such as:
•Raising rates as high as 32 percent on existing balances, with no
notice, even when they’ve always been paid on time.
•Compressing the time between statement mailings and due dates.
•Charging interest on debt already repaid.
•Posting on-time payments after their due date – and then charging late fees.
•Neglecting to disclose how much interest and time it will take to pay
off a balance with minimum payments (if ever).
They want to hear our horror stories so let’s give them an ear-full.
Mortgages
Giving can be its own reward? Yes!
Being leader of BonaResponds (coolest volunteer group in the world! Ok, maybe I am slightly biased) has led me into some interesting discussions on charitable giving. Some strict classic economists have argued that charity and other selfless acts do not make economic sense. To that argument I always remind them that people (and I guess monkeys too!) maximize utility and not money. Here are some recent articles that give further credence to the charitable giving can be economically justified and what at first glance appears irrational may be just the would-be economist looking at the wrong metric.
Neural Responses to Taxation and Voluntary Giving Reveal Motives for Charitable Donations
" consistent with warm glow, neural activity further increases when people make transfers voluntarily. Both pure altruism and warm-glow motives appear to determine the hedonic consequences of financial transfers"
Monkeys Enjoy Giving To Others, Study Finds:
"Researchers at the Yerkes National Primate Research Center, Emory University, have shown capuchin monkeys, just like humans, find giving to be a satisfying experience. This finding comes on the coattails of a recent imaging study in humans that documented activity in reward centers of the brain after humans gave to charity."
NowWeAreTalking offers still more evidence of the benefits of giving homes loans.
"...researchers at the University of British Columbia and the Harvard Business School found that individuals report significantly greater happiness if they make charitable donations or give gifts to others rather than spending on themselves (March 21 edition, Science)."
Which is really just to say that some of the things that appear irrational, are actually rational when utility and not just risk and return are considered. Need other examples? Excess trading, buying high flying stocks to be able to brack about them, even lottery tickets if they allow you to dream of winning big.
BTW if all of this talk about giving makes you want to be happier, BonaResponds is always ready to accept any and all donations of money, food, tools, just about anything. As the leader, I will guarantee it gets put to good use!
Being leader of BonaResponds (coolest volunteer group in the world! Ok, maybe I am slightly biased) has led me into some interesting discussions on charitable giving. Some strict classic economists have argued that charity and other selfless acts do not make economic sense. To that argument I always remind them that people (and I guess monkeys too!) maximize utility and not money. Here are some recent articles that give further credence to the charitable giving can be economically justified and what at first glance appears irrational may be just the would-be economist looking at the wrong metric.
Neural Responses to Taxation and Voluntary Giving Reveal Motives for Charitable Donations
" consistent with warm glow, neural activity further increases when people make transfers voluntarily. Both pure altruism and warm-glow motives appear to determine the hedonic consequences of financial transfers"
Monkeys Enjoy Giving To Others, Study Finds:
"Researchers at the Yerkes National Primate Research Center, Emory University, have shown capuchin monkeys, just like humans, find giving to be a satisfying experience. This finding comes on the coattails of a recent imaging study in humans that documented activity in reward centers of the brain after humans gave to charity."
NowWeAreTalking offers still more evidence of the benefits of giving homes loans.
"...researchers at the University of British Columbia and the Harvard Business School found that individuals report significantly greater happiness if they make charitable donations or give gifts to others rather than spending on themselves (March 21 edition, Science)."
Which is really just to say that some of the things that appear irrational, are actually rational when utility and not just risk and return are considered. Need other examples? Excess trading, buying high flying stocks to be able to brack about them, even lottery tickets if they allow you to dream of winning big.
BTW if all of this talk about giving makes you want to be happier, BonaResponds is always ready to accept any and all donations of money, food, tools, just about anything. As the leader, I will guarantee it gets put to good use!
Car Insurance Rates
Are you thinking of care insurance,
Unable to find any good insurance company,
Blown away with unbelievable Quotes they offer,
If you are in any one of this range here is one which helps you to find good and cheap car insurance questions.
This not only helps you to find out good insurance, also guide you. Car Insurance Rates has lots of car insurance questions articles, tips, and expert advice to help the people searching for a good one in the world. This has a good database to help you to find out the best and cheap car insurance that can be offered to you in a good short time and the best in the world. The expert there will guide you till we get satisfied in finding a good insurance that suits you. This will definitely help you in saving your time in your busy business hours, since Car Insurance playa a vital role in growing road accident and to help u to recover faster in this running world. So why waiting, here is a good opportunity grab it and enjoy the best life time best opportunity here.
Car Insurance Rates Drop in New Jersey - New York Times: If NJ can do it, how about some insurance reform in Massachusetts?
Joseph Alfano, who works for an office supply company in Clifton, N.J., got a pleasant surprise when he renewed his car insurance this summer. The premium on his 1997 Mercury Mountaineer dropped nearly 30 percent, to $1,273 a year.
“It went down almost $500,” Mr. Alfano said. “That’s significant money.”
More tellingly, it provides a case study in what happens when competitive forces are unleashed and markets are allowed to operate more freely. And while some drivers are worse off, the vast majority of consumers have gained from the changes.
Throughout the country, New Jersey and Massachusetts stood out for their heavy regulation. Some of the biggest insurers shunned the states. But that started changing in New Jersey when state officials, worried that even more insurers would leave, finally decided to give the industry much more flexibility with prices and driver ratings.
Unable to find any good insurance company,
Blown away with unbelievable Quotes they offer,
If you are in any one of this range here is one which helps you to find good and cheap car insurance questions.
This not only helps you to find out good insurance, also guide you. Car Insurance Rates has lots of car insurance questions articles, tips, and expert advice to help the people searching for a good one in the world. This has a good database to help you to find out the best and cheap car insurance that can be offered to you in a good short time and the best in the world. The expert there will guide you till we get satisfied in finding a good insurance that suits you. This will definitely help you in saving your time in your busy business hours, since Car Insurance playa a vital role in growing road accident and to help u to recover faster in this running world. So why waiting, here is a good opportunity grab it and enjoy the best life time best opportunity here.
Car Insurance Rates Drop in New Jersey - New York Times: If NJ can do it, how about some insurance reform in Massachusetts?
Joseph Alfano, who works for an office supply company in Clifton, N.J., got a pleasant surprise when he renewed his car insurance this summer. The premium on his 1997 Mercury Mountaineer dropped nearly 30 percent, to $1,273 a year.
“It went down almost $500,” Mr. Alfano said. “That’s significant money.”
More tellingly, it provides a case study in what happens when competitive forces are unleashed and markets are allowed to operate more freely. And while some drivers are worse off, the vast majority of consumers have gained from the changes.
Throughout the country, New Jersey and Massachusetts stood out for their heavy regulation. Some of the biggest insurers shunned the states. But that started changing in New Jersey when state officials, worried that even more insurers would leave, finally decided to give the industry much more flexibility with prices and driver ratings.
Auto Loan
Last Saturday, the Morris household finally relented and bought a second car. We thought we could live on one car forever, but my oldest daughter is starting kindergarten in the fall (!) and her school happens to be in the opposite direction of CUNA.
I am not a car guy. I know how to take care of one, but that's about it. I don't salivate at auto shows or sports cars. The only car that I'd get excited about is the Batmobile, which says a lot.
Anyway, since I don't change cars that often, I'm completely unfamiliar with the auto loan process (I don't have thousands of dollars of cash on hand, so I need a loan). Where to start?
I called my credit union, Great Wisconsin Credit Union, and explained my situation. A Financial Services Representative (FSR or MSR in the biz) spent 30-45 minutes on the phone with me explaining everything and answered all of my inane questions. She then sent me a loan pre-approval letter within days to flash the dealerships and also explained how to buy from a private seller too.
I was all set. Now I just needed to find a car.
After a month of checking out cars in and around Madison, I found a wonderful Toyota Camry on Craigslist (a very special nod goes to Edmunds.com which proved to be essential in the search and evaluation of my new car). This was on a Friday night and I knew the car was going to sell quickly. The next morning, I rushed my two daughters into the nearest Great Wisconsin branch where they ran around the lobby (open from 9-12) while I explained my situation - we needed to wrap up the sale by noon. My kids were in rare form (they are 2 and 5), but staff there gave them each a bag of animal crackers which gave them something to do while I planned a closing strategy with the FSR.
There were some logistical snags because I didn't have a copy of the title, but the credit union worked with me anyway and were able to set up a meeting in an hour with all of the paperwork ready for both my wife and I to sign along with the car seller. We met back up, signed the paperwork, gave him the check and voila! I had a car.
But here is the best part - the credit union has a partnership with the Wisconsin Dept. of Motor Vehicles, which meant that I left the credit union with license plates and registration! I was dreading taking a day off of work and standing in line at the local DMV to get all of that done, but someone in the credit union was smart enough at some point to establish that connection and make members' lives easier. Icing on the cake.
Thank you Great Wisconsin Credit Union for making my auto loan easy and satisfying. I talk a lot about the credit union difference, but it's always nice to experience it. A
I am not a car guy. I know how to take care of one, but that's about it. I don't salivate at auto shows or sports cars. The only car that I'd get excited about is the Batmobile, which says a lot.
Anyway, since I don't change cars that often, I'm completely unfamiliar with the auto loan process (I don't have thousands of dollars of cash on hand, so I need a loan). Where to start?
I called my credit union, Great Wisconsin Credit Union, and explained my situation. A Financial Services Representative (FSR or MSR in the biz) spent 30-45 minutes on the phone with me explaining everything and answered all of my inane questions. She then sent me a loan pre-approval letter within days to flash the dealerships and also explained how to buy from a private seller too.
I was all set. Now I just needed to find a car.
After a month of checking out cars in and around Madison, I found a wonderful Toyota Camry on Craigslist (a very special nod goes to Edmunds.com which proved to be essential in the search and evaluation of my new car). This was on a Friday night and I knew the car was going to sell quickly. The next morning, I rushed my two daughters into the nearest Great Wisconsin branch where they ran around the lobby (open from 9-12) while I explained my situation - we needed to wrap up the sale by noon. My kids were in rare form (they are 2 and 5), but staff there gave them each a bag of animal crackers which gave them something to do while I planned a closing strategy with the FSR.
There were some logistical snags because I didn't have a copy of the title, but the credit union worked with me anyway and were able to set up a meeting in an hour with all of the paperwork ready for both my wife and I to sign along with the car seller. We met back up, signed the paperwork, gave him the check and voila! I had a car.
But here is the best part - the credit union has a partnership with the Wisconsin Dept. of Motor Vehicles, which meant that I left the credit union with license plates and registration! I was dreading taking a day off of work and standing in line at the local DMV to get all of that done, but someone in the credit union was smart enough at some point to establish that connection and make members' lives easier. Icing on the cake.
Thank you Great Wisconsin Credit Union for making my auto loan easy and satisfying. I talk a lot about the credit union difference, but it's always nice to experience it. A
Debt Consolidation
Most finance counseling would recommend debt consolidation for your numerous credits, and consumers would likely say that it is the best option. Debt is a commitment and debt reduction always requires some sacrifice. Debt consolidation loan is a loan which pays off many other debts or lines of credit. But how do you know it’s a good deal? Before you proceed, considering the pros and cons of uk debt consolidation service is a wise thing.
The Pros
There are some advantages of consolidating your debt. Firstly, single monthly payment simplifies money management and all your debts will be brought together with one lender. Instead of paying various dues to various creditors, you now only have to pay a single installment per month. You will have to make payments to and deal with just one company. So, you will have an easier time making your payments and avoid late fees, extra charges, and the bad credits that inevitably results when you can't afford to pay regular bills.
It gives interest rate reduction. While most debt consolidation loans are secured with a second mortgage on your house, the interest rates are much less than unsecured loans like credit card purchases because they have nothing except your word and your history.
Monthly installments are minimized. The amount you have to pay monthly is typically decreased because the interest rate is lower and because you have one payment versus many. It also creates tax breaks. Your loan’s interest can be deducted from taxes. The interest paid to a credit card is money down the drain, while the interest paid to a mortgage can be used as a tax write-off.
The Cons
On the contrary, you will end up paying more in the long run. Consolidating your debt will still make you owing the same amount of money. Usually, the difference is the length of the term. If the term is really long, this could only leave you paying more interest.
Paying off your debts will take you longer time. The length of mortgaging usually takes ten to thirty years. Instead of spending a couple of years getting out of credit card debt, you will be spending the length of your mortgage getting out of debt.
You could have even more debt to consolidate. Because of the easier load and having extra money left over, it might be easy for you to start using your credit cards again or continue your impulse spending habits that got you into the quicksand of debt.
Losing everything is a danger. Consolidation loans are called secured loans. If you don’t pay an unsecured credit card loan, it results a bad rating to you, but your home is still secured. While if you don’t pay a secured loan, your home which is the one that secured the loan may be taken away from you.
It’s Up to You to Decide
No matter how long it may take or how difficult it may be to do it, getting out of debt is well worth it. If you are thinking of debt consolidation as number one on your debt solutions list, then think over the pros and cons first.
The Pros
There are some advantages of consolidating your debt. Firstly, single monthly payment simplifies money management and all your debts will be brought together with one lender. Instead of paying various dues to various creditors, you now only have to pay a single installment per month. You will have to make payments to and deal with just one company. So, you will have an easier time making your payments and avoid late fees, extra charges, and the bad credits that inevitably results when you can't afford to pay regular bills.
It gives interest rate reduction. While most debt consolidation loans are secured with a second mortgage on your house, the interest rates are much less than unsecured loans like credit card purchases because they have nothing except your word and your history.
Monthly installments are minimized. The amount you have to pay monthly is typically decreased because the interest rate is lower and because you have one payment versus many. It also creates tax breaks. Your loan’s interest can be deducted from taxes. The interest paid to a credit card is money down the drain, while the interest paid to a mortgage can be used as a tax write-off.
The Cons
On the contrary, you will end up paying more in the long run. Consolidating your debt will still make you owing the same amount of money. Usually, the difference is the length of the term. If the term is really long, this could only leave you paying more interest.
Paying off your debts will take you longer time. The length of mortgaging usually takes ten to thirty years. Instead of spending a couple of years getting out of credit card debt, you will be spending the length of your mortgage getting out of debt.
You could have even more debt to consolidate. Because of the easier load and having extra money left over, it might be easy for you to start using your credit cards again or continue your impulse spending habits that got you into the quicksand of debt.
Losing everything is a danger. Consolidation loans are called secured loans. If you don’t pay an unsecured credit card loan, it results a bad rating to you, but your home is still secured. While if you don’t pay a secured loan, your home which is the one that secured the loan may be taken away from you.
It’s Up to You to Decide
No matter how long it may take or how difficult it may be to do it, getting out of debt is well worth it. If you are thinking of debt consolidation as number one on your debt solutions list, then think over the pros and cons first.
Cash Advance Payday
We face a lot of difficulties in our life. The only source of income that we can depend is on our salary or pay checks. What if any emergency happens before we get our pay checks? Yes, this can be a tension situation and can put us in pressure to do things that we can only imagine to do.
You can easily look for personal payday loans service. Are you looking for high ranking cash advance or payday loan services? Well, you can find it over Personal Cash Advance. Here, they provide fast approval personal cash loan services. It is easy to sign up and easy to get details on lenders services.
This type of services can be a great help and come in handy in stressful situations. We can make use of faster service to ease our burden and solve the problem instead of waiting for paycheck to arrive. Increasing cost of living and etc put us in a lot of stress and we might not have any savings when emergency occurred.
The only requirement to apply is to have a bank account and receiving regular monthly income of at least $1000. That’s it, you can apply for payday loan bad credit card advance
You can easily look for personal payday loans service. Are you looking for high ranking cash advance or payday loan services? Well, you can find it over Personal Cash Advance. Here, they provide fast approval personal cash loan services. It is easy to sign up and easy to get details on lenders services.
This type of services can be a great help and come in handy in stressful situations. We can make use of faster service to ease our burden and solve the problem instead of waiting for paycheck to arrive. Increasing cost of living and etc put us in a lot of stress and we might not have any savings when emergency occurred.
The only requirement to apply is to have a bank account and receiving regular monthly income of at least $1000. That’s it, you can apply for payday loan bad credit card advance
Insurance Portal
Does your life already have an insurance? Did you just recently injured your life? Do you want to issue an insurance for your life? Do you want to protect your life from being destroyed? Or if ever it has one, does it guarantee or does it have a good insurance rate? Or is your insurance have already expired? If you have these kind of questions your in the right place to come. EZ-InsurancePortal.com is here for you to help your insurance needs for your life. Never the less you will not regret that you have applied and insurance with them because they have a cheap insurance. But wait, they’re not only offering for a life insurance. They also offer for other insurances like for your health insurance, if you wanted to have one. You can find the best insurance rates that they offer for you and your house. They also have a Home insurance if ever you wanted to insure your home. They also offer a Life insurance, an insurance for yourself if ever the time will come that you will pass away. And lastly they have the Renter’s insurance, this is for accidents that you may encounter and will produce a mass damage like for example fire damage, water damage, theft.
Easy Payday
Probably the easiest and the best online payday loans are offered by EasyOnlinePayDayLoan.com. With a registration form you’d fill up in just minutes, you can already avail of their online payday service. Just consider the fact that you are: at least 18 years of age, of course the legal age; you have a regular source of income monthly, since this is how money lenders evaluate you if you can manage to settle this amount at the end of the maturity date; and of course, you have a direct deposit account because this is where the company will send you the money since the transactions are done completely online.get a payday loan
One good thing about an online payday loan is that, their service is faxless. This means, you don’t need to send them documents that would most likely prove you are a qualified lendee. There is no hassle because all you have to do is face the PC connected to the internet and begin with your desired transactions. And lastly, the most important thing is, once approved, your money will definitely be sent on your bank account even just overnight. Well, this is already the best way for you to receive money in as quick as possible so that you may already settle for those sudden debts and urgent transactions.
One good thing about an online payday loan is that, their service is faxless. This means, you don’t need to send them documents that would most likely prove you are a qualified lendee. There is no hassle because all you have to do is face the PC connected to the internet and begin with your desired transactions. And lastly, the most important thing is, once approved, your money will definitely be sent on your bank account even just overnight. Well, this is already the best way for you to receive money in as quick as possible so that you may already settle for those sudden debts and urgent transactions.
Tuesday, August 26, 2008
Phone Sex Line
It's all reminding me of something someone said to me at one point when I was talking about the violence of assimilation in the Castro: you would miss it if it was gone. And I thought this was completely preposterous -- I mean, the Castro has never meant anything to me except exclusion and the lonely ache of wanting something that will never hold me. But now, the end of the free phone sex line -- the one where you start talking and someone immediately hangs up on you. Let's try it: hey, what's up? Click.
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Note the straight-friendly "what’s up” -- they demand that shit. But let me try again. Hey. Click. How about just hello? Click.
But wait. Hey, what's up? What’re you into? I'm pretty open, like a lot of body contact, making out, sucking cock. Click.
Okay, that's not what I'm missing -- I promise you I will never miss that click, even if I ever miss the Castro! But there are other times on the phone sex chat line when it gets kind of fun -- completely formulaic in its faux-masculinity, but kind of hilarious once you just play along. I'm not suggesting that you play along -- just that I sometimes do, and it's funny how some of the things I used to find the most horrifying -- like an obsession with fucking raw, breeding, raping that ass, taking loads, etc. All of that used to make me feel hopeless and despondent, then I realized wait, none of these people are hooking up, this is the perfect place for unsafe fantasies -- not that these fantasies don't sometimes bleed into actual sexual practices, but that for me they actually take away the mythology. I mean, once I come all over the kitchen floor, I realize no, I don't actually want to be thrown down in the dirt and then fucked like a dog by 1, 2, 3 guys while some other guy is fucking my face the whole time and wait there's a whole crowd watching.
Let me be more precise: I don't want to get fucked in the dirt because I don't like dirt, and I certainly don't want to mess up my clothes -- plus, hello, can you imagine how much that would hurt my body! Anyway, it takes me so long to relax enough to get fucked -- okay, well that's where the raw fantasy comes in because it makes it easier, so what am I trying to say here? Well, it's much much easier over the phone and somehow these played-out porno fantasies end up satisfying me enough that they strengthen my resolve not to get fucked without a condom in my actual life, yay! I’ll have to think more about the connection.
But anyway, now there's no free phone sex line -- you have to pay two dollars, which is kind of annoying if all that ends up happening is six guys hang up on you and then you’re sitting there trying to get hard again because you were horny so shouldn't you be horny now?
Sunday, August 24, 2008
Custom-Essay.org
What do you feel difficult to write your essays, Essay Thesis, custom research papers, custom term papers, personal narrative essay, and dissertation? You have any task of it, but you haven't know yet where or who that will be able to help writing your papers? If so, I have a good answer for you all, you can visit at custom-essay.org and let them as the expert do all of your papers needs. What is the custom-essay.org? Custom-essay.org is the right place for all of your needs. The idea behind this site is very good I think, when the school, academic, college and university at this moment is commonly give any difficulty tasks and the difficult level of it is different each others. Because of that, custom-essay.org comes in. All of your needs has been answered, and next in paragraph 2 you will see more details about services of this site.
There are some benefits why you should use custom-essay.org to help your essay needs. They also offer the Essay custom Writing Tips to make you more educated about it. The first it they offer the quality as ultimate goal. You have known, the quality is number one for output of essays, they have some expert writers from many fields of skills. The second is zero plagiarism policy: free plagiarism report. It is to ensure that papers is 100% original content. You are lucky can get papers that 100% no plagiarism. The third is 24/7 personal customer care. In this section you can make direct communication with writer, 24/7 order tracking system, multiple order delivery option, revision system, and many more. Good facilities I think! How with the price? The variety of price is depends upon any factors, like: paper complexity, type of work, and the date. See for more details on the web.
You aren't wrong to try its service. Good quality custom papers writing with the best price. You will get easier in writing papers with this site. Please to visit at this site now for more details information and make sure you are in the right place, custom-essay.org. Success for you!
There are some benefits why you should use custom-essay.org to help your essay needs. They also offer the Essay custom Writing Tips to make you more educated about it. The first it they offer the quality as ultimate goal. You have known, the quality is number one for output of essays, they have some expert writers from many fields of skills. The second is zero plagiarism policy: free plagiarism report. It is to ensure that papers is 100% original content. You are lucky can get papers that 100% no plagiarism. The third is 24/7 personal customer care. In this section you can make direct communication with writer, 24/7 order tracking system, multiple order delivery option, revision system, and many more. Good facilities I think! How with the price? The variety of price is depends upon any factors, like: paper complexity, type of work, and the date. See for more details on the web.
You aren't wrong to try its service. Good quality custom papers writing with the best price. You will get easier in writing papers with this site. Please to visit at this site now for more details information and make sure you are in the right place, custom-essay.org. Success for you!
Death Race
Death Race was a controversial arcade game, released by Exidy in 1976. While not the first violent video game to appear, it was the first video game to inspire a great deal of protest and controversy in the United States.
Hellboy
Hellboy II: The Golden Army is a 2008 film based on the fictional Dark Horse Comics character Hellboy. The film is directed by Guillermo del Toro and is a sequel to the 2004 film Hellboy, which del Toro also directed. Ron Perlman reprises his role as the titular character. The film was commercially released on July 11, 2008 in the United States and Canada.
Car insurance rates
I have here the portal you’d need for the latest informations about car insurance and rates. They will provide you the list of websites offering insurance for your wheels. The website itself is in fact a provider for the basic needs of infos and tips on what to consider and what to take note upon the application of your auto insurance. Yes! Giving tips and guides for your car insurance is CarInsuranceRates.com’s specialty. They post upto date articles relating insurances including insurance about home, health, life and renters. They have guides or quotes about the detailed information of your car and how it may be able to be insured fast and easy along with the information about the location or the state you are into.
Car Insurance Rates Car Insurance Rates
As for the meantime, they have updated articles such as: the "10 Easiest Cars to get insured"; "Top ten hardest Cars to get insured"; "10 most stolen Cars"; and articles on how to get discounts and cheap auto insurance. See! This website really have the best service in terms of giving off information for your car insurance needs. Just click on one of the links above and you will be directed to the website, and feed yourself with informations about the latest news and articles for your insurance needs.
Car Insurance Rates Car Insurance Rates
As for the meantime, they have updated articles such as: the "10 Easiest Cars to get insured"; "Top ten hardest Cars to get insured"; "10 most stolen Cars"; and articles on how to get discounts and cheap auto insurance. See! This website really have the best service in terms of giving off information for your car insurance needs. Just click on one of the links above and you will be directed to the website, and feed yourself with informations about the latest news and articles for your insurance needs.
Friday, August 22, 2008
Casino Guide
Many casinos place in this world, but a better place for casinos and online casino is different. It is unique because the online casino provide better service and good access. This means open access for all. Access to this game open so many players around the globe, using it to get better service from the provider. Many open access in the day to day and many gamers have been sharing for the game. If you want to enjoy the casino and not spend any time on gas driving up and down to your local casino, online casinos is your best choice.So you can play online casino at any time you want without worrying about your wearing pyjamas and your baring feet. Visit the site for more information.
Casino
Many casinos place in this world, but a better place for casinos and online casino is different. It is unique because the online casino provide better service and good access. This means open access for all. Access to this game open so many players around the globe, using it to get better service from the provider. Many open access in the day to day and many gamers have been sharing for the game. If you want to enjoy the casino and not spend any time on gas driving up and down to your local casino, online casinos is your best choice.So you can play online casino at any time you want without worrying about your wearing pyjamas and your baring feet. Visit the site for more information.
Thursday, August 21, 2008
fire casino
Online Casinos because of their faster payouts and many generous offers,attained great name among people of America.They are featuring latest software technology and offering user friendly services.Money cum fun has made Casino Games,the most preferred hangouts by most people of United states.The do's and don't's of the game are well explained by them.Master yourself with the tricks and hit the jackpots on online gambling.
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Online Casinos because of their faster payouts and many generous offers,attained great name among people of America.They are featuring latest software technology and offering user friendly services.Money cum fun has made Casino Games,the most preferred hangouts by most people of United states.The do's and don't's of the game are well explained by them.Master yourself with the tricks and hit the jackpots on online gambling.
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Popular Casinos.net has selected only the best online casinos for its players. On this site you will find USA Online Casinos completed with review for each USA Online Casino, there are review, bonuses, currency and download information.
USA Online gambling on this site is presented within 2 sections, one with no state exclusion; other is the other way round. You can find free games and also many great articles related to the online games. Play with responsibility, you have to know when to quit, set a time limit and budget.
USA Online gambling on this site is presented within 2 sections, one with no state exclusion; other is the other way round. You can find free games and also many great articles related to the online games. Play with responsibility, you have to know when to quit, set a time limit and budget.
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Popular Casinos.net has selected only the best online casinos for its players. On this site you will find USA Online Casinos completed with review for each USA Online Casino, there are review, bonuses, currency and download information.
USA Online gambling on this site is presented within 2 sections, one with no state exclusion; other is the other way round. You can find free games and also many great articles related to the online games. Play with responsibility, you have to know when to quit, set a time limit and budget.
USA Online gambling on this site is presented within 2 sections, one with no state exclusion; other is the other way round. You can find free games and also many great articles related to the online games. Play with responsibility, you have to know when to quit, set a time limit and budget.
Chat Lines
Soul searching? Trying to find a friend, boyfriend, groom, bride, or a lover? Sick and tired of working the whole day? Wanted to take a break and enjoy? I guess you singles and workaholic out there are trying to find some time to relax. Then I have to propose you to visit Talk121.
It is a leader in live adult chat services and it is dedicated to provide live chat lines through the internet and phone chat. The most important part with this site is that it offers free chat line access or discounted local calling packages. You do not have to worry about anything, since Talk121 is very private. You do not have to give out your phone number or any personal information to anyone while you are on the Live Phone chat lines or the Online Chat. You choose which callers are of interest to you. You can request live conversations with other callers or send them messages. If you receive messages from callers that you don’t want to speak to or get messages from, you can block them from sending you messages. All callers are calling from the privacy or their home or even their office. The possibilities are endless and are only limited by your imagination.
It is a leader in live adult chat services and it is dedicated to provide live chat lines through the internet and phone chat. The most important part with this site is that it offers free chat line access or discounted local calling packages. You do not have to worry about anything, since Talk121 is very private. You do not have to give out your phone number or any personal information to anyone while you are on the Live Phone chat lines or the Online Chat. You choose which callers are of interest to you. You can request live conversations with other callers or send them messages. If you receive messages from callers that you don’t want to speak to or get messages from, you can block them from sending you messages. All callers are calling from the privacy or their home or even their office. The possibilities are endless and are only limited by your imagination.
Tuesday, August 19, 2008
Michael Phelps
Michael Fred Phelps (born June 30, 1985) is an American swimmer and 14-time Olympic gold medalist (the most by any Olympian), who currently holds seven world records in swimming.[2]
He holds the record for the most gold medals won at a single Olympics; a total of eight, surpassing Mark Spitz.[3] Overall, Phelps has won 16 Olympic medals: six gold and two bronze at Athens in 2004, and eight gold at the 2008 Summer Olympics in Beijing. In winning these medals, he has twice equaled Soviet gymnast Alexander Dityatin's record of eight medals (of any type) at a single Olympics (Dityatin: Moscow 1980; Phelps: Athens 2004 and Beijing 2008). Out of his eight gold medals from Beijing, five were won in individual events, tying the record for individual gold medals at a single Games originally set by Eric Heiden in the 1980 Winter Olympics and equaled by Vitaly Scherbo at the 1992 Summer Games. Phelps ranks second in total career Olympic medals, after Soviet gymnast Larissa Latynina, who won a total of 18 medals (nine gold) spanning three Olympic Games.
Phelps' international titles, along with his various world records, have resulted in him being awarded the World Swimmer of the Year Award in 2003, 2004, 2006, and 2007 and American Swimmer of the Year Award in 2001, 2002, 2003, 2004, 2006, and 2007. Phelps has won a total of 48 career medals thus far: 40 gold, six silvers and two bronze. This includes all of the Championships in which he has competed: The Olympics, the World Championships, and the Pan Pacific Championships.
He holds the record for the most gold medals won at a single Olympics; a total of eight, surpassing Mark Spitz.[3] Overall, Phelps has won 16 Olympic medals: six gold and two bronze at Athens in 2004, and eight gold at the 2008 Summer Olympics in Beijing. In winning these medals, he has twice equaled Soviet gymnast Alexander Dityatin's record of eight medals (of any type) at a single Olympics (Dityatin: Moscow 1980; Phelps: Athens 2004 and Beijing 2008). Out of his eight gold medals from Beijing, five were won in individual events, tying the record for individual gold medals at a single Games originally set by Eric Heiden in the 1980 Winter Olympics and equaled by Vitaly Scherbo at the 1992 Summer Games. Phelps ranks second in total career Olympic medals, after Soviet gymnast Larissa Latynina, who won a total of 18 medals (nine gold) spanning three Olympic Games.
Phelps' international titles, along with his various world records, have resulted in him being awarded the World Swimmer of the Year Award in 2003, 2004, 2006, and 2007 and American Swimmer of the Year Award in 2001, 2002, 2003, 2004, 2006, and 2007. Phelps has won a total of 48 career medals thus far: 40 gold, six silvers and two bronze. This includes all of the Championships in which he has competed: The Olympics, the World Championships, and the Pan Pacific Championships.
Custom-writing.org
Custom-Writing.org offers everyone research and academic paper online.generally it is very tough and frustrating to write essay paper without any essay help of anybody. Custom-Writing.org takes Responsibility, Personal Care and Quality Writing to the customer that it can offer with the faith on the member of it.It is easy to write any article for anyone but to write it properly it is very difficult for everyone. Our expert takes all the care of the customer to satisfy his, whatever he demand, we are taking special book review care of it so that customer will be back to us for further his or her work. Whatever the customer require he will be providing and according to his deadline and quality writing.We provide the customer Cancer Research Paper , Autism Research Paper and many other kind of paper you can online whatever is your choice he can give us for his recommended work PowerPoint presentation
so that we can do it within the deadline. Proofreading Essay is also available for writing but for that earlier order will have to give for its proper writing. Generally all the article are completed in 5 -6 hours so if you are in hurry don't worry we are here to help you all time.
so that we can do it within the deadline. Proofreading Essay is also available for writing but for that earlier order will have to give for its proper writing. Generally all the article are completed in 5 -6 hours so if you are in hurry don't worry we are here to help you all time.
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